Thank you for visiting hartford.com. This Terms of Use Agreement ("Agreement") is a legally binding agreement between you and the Hartford Image Project (HIP), providers of hartford.com. By accessing the Web site or using the services available through the Web site, you agree that you have read and understand this Agreement, and accept all of the terms and conditions it details.

We reserve the right to change these guidelines and disclaimers at any time, and you agree that each visit you make to this Web site shall be subject to the current guidelines. You specifically acknowledge that hartford.com, its funders or implementers are not liable for derogatory, defamatory, offensive, infringing or illegal materials or conduct, or the conduct of third parties, and we reserve the right to remove any and all materials deemed inappropriate from this Web site without prior notice or liability. Any content downloaded or otherwise obtained through the Web site is done at your own risk. You are solely responsible for any damage or loss of data that results from the downloading or use of any part of hartford.com. You hereby release HIP, its directors, officers, employees, agents, service providers and representatives, and each of their respective successors and assigns from any and all damages, actual or alleged, which may result from your downloading, using or relying upon any of the sites content.

Web site content, including, but not limited to graphics, icons and text, are copyrighted materials. All trademarks, service marks, trade names and trade dress are proprietary to Hartford.com, its funders and implementers. No material from this site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, noncommercial home use only, provided that (i) you keep intact all copyright and other proprietary notices, (ii) you make no modifications to the materials, (iii) you do not use the materials in a manner that suggests an association with HIP, or their services. This Agreement grants no other permission to print, copy, reproduce, distribute, transmit, upload, download, store, display in public, alter or modify these materials.

You do not have permission to use any icons, trademarks, service marks or logos to link any other Internet sites with any page in this Web site. You may use our site address to link other Internet sites to our home page, www.hartford.com, but no other page within our Web site. We are not responsible for any other party's links to hartford.com.

Except for material provided under the terms of a written contract and restricted to licensed users, all information and material found on this web site is provided free of charge, "as is" and bears no warranty, express or implied, including without limitation any warranty for information, services or products provided through or in connection with this Web site and any implied warranties of merchantability, fitness for a particular purpose, expectation of privacy or non-infringement.

Though this Web site contains links to sites that are not maintained by us, we are not responsible for the content of those sites and cannot guarantee that sites will not change without our knowledge. Links found on this Web site in no way imply our endorsement of the linked site or its content.